Skip to content
A Home Equity loan is an excellent way for homeowners to finance large projects, purchases and expenses, with up to 100% financing!
Mortgage - Buying a home is one of the most important purchases you'll ever make.  Our team of experts offer the support you need. Daymark Realty. Earn more when you buy and sell your home through Coastal's wholly owned subsidiary. Refinance your bank auto loan to Coastal and we guarantee we'll save you 1% or $100 per month. Learn More.
Current rates as of
Up to 100%
*
Up to 90%
*
Up to 80%
*

Up to 100% Home Equity Loan

800-868-4262
  • Rates as low as APR*
  • Finance up to 100% of the equity in your home for as low as APR*
  • No prepayment penalties
  • One low fixed payment, great for consolidating debt
  • Interest paid may be tax deductible. Consult your tax advisor.

Still not sure if you want to apply? Learn More

A Home Equity loan is an excellent way for homeowners to finance large projects, purchases and expenses, with up to 100% financing! Consolidate debt, renovate your home, make large purchases, and more!

Home equity is created in two ways: first, by making monthly payments toward your mortgage and second, through the value of your home as it appreciates. Equity is the difference between the market value of your home and any outstanding mortgage loan balance(s). Through this equity you can qualify for a Home Equity Loan.

Current rates as of
Up to 100%
*
Up to 90%
*
Up to 80%
*

*APR= Annual Percentage Rate. Lowest rates based on Coastal Federal Credit Union's Qualified Loan Program and include the Relationship Pricing discount and a 60 month repayment term. Your rate may vary and is determined by your credit qualifications, amount financed, collateral, and loan term. Repayment terms up to 240 months available.

Lending area located in North Carolina, Virginia, and South Carolina. Coastal membership must be established prior to scheduled closing. To qualify for Relationship Pricing the borrower must agree to have their monthly payments automatically drafted from a qualified Coastal checking account owned by them. The minimum loan or line amount is $5,000. No refinances of purchase money seconds within 12 months of the closing date. All lending services are subject to credit approval. Property insurance is required. Flood Insurance may be required. Closing costs vary. To learn about what closing costs may apply to you, please stop by your local branch or call our 24 hour call center at 800-868-4262.