- Rates as low as APR*
- Finance up to 100% of the equity in your home for as low as APR*
- No prepayment penalties
- One low fixed payment, great for consolidating debt
- Interest paid may be tax deductible. Consult your tax advisor.
Still not sure if you want to apply? Learn More
*APR= Annual Percentage Rate. Lowest rates based on Coastal Federal Credit Union's Qualified Loan Program and include the Relationship Pricing discount and a 60 month repayment term. Your rate may vary and is determined by your credit qualifications, amount financed, collateral, and loan term. Repayment terms up to 120 months available.
Lending area located in North Carolina, Virginia, and South Carolina. Coastal membership must be established prior to scheduled closing. To qualify for Relationship Pricing the borrower must agree to have their monthly payments automatically drafted from a qualified Coastal checking account owned by them. The minimum loan or line amount is $5,000. No refinances of purchase money seconds within 12 months of the closing date. All lending services are subject to credit approval. Property insurance is required. Flood Insurance may be required. Closing costs vary. To learn about what closing costs may apply to you, please stop by your local branch or call our 24 hour call center at 800-868-4262.