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Fixed Rate Mortgage

These loans are ideal for members that want a fixed rate and payment that will not change over the life of the loan. You could be someone buying a new home and know you will be in it for decades or a member that already has a mortgage and just wants the stability a fixed rate mortgage provides. This type of mortgage offers:

An interest rate and payment that remains the same for the life of the loan
An interest rate and payment that remains the same for the life of the loan
10, 15, 20 and 30 year terms available
10, 15, 20 and 30 year terms available

Other Key Coastal differentiators:

  • We never sell the servicing of your mortgage, making sure you will continue to work with people here in the Triangle whenever you have a question
  • Underwriting fees are often used by mortgage lenders as a way to add profit for them without adding value to you.  But, not at Coastal.  We only charge a $400 flat fee for underwriting, meaning we don't charge for document prep fees, commitment fees or credit report fees.  This saves you hundreds of dollars in unnecessary fees. Read more about our commitment to eliminating unnecessary fees throughout Coastal.
  • Coastal is committed to affordable housing in our community.  Read more about Coastal's commitment to Habitat for Humanity of Wake County and our recording breaking year.
Your home, your success.
To learn more about our mortgages, to apply online or to connect with a Mortgage Loan Officer closest to you, please select from the options below:


 

 

 

*Income limits may apply. HomeReady is a registered trademark of Fannie Mae.