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Certificate Accounts are no-risk, high-yielding, and federally insured investments. They feature competitive rates and variety of maturity terms.
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Current rates as of

  Min Deposit

APY*
*APY = Annual Percentage Yield

Certificates

Looking for higher yields than a traditional savings account, but tired of big bank certificate rates that require huge deposits, yet earn almost nothing?

Search no further! Coastal is proud to offer our members a safe and easy way to put money to work. Coastal Certificates have low minimum deposits and a fixed rate of return.

Our certificates offer the same great rates to all members, from those investing a $250 graduation gift to those saving $25,000 for their child’s wedding.

Because at Coastal, we don’t think our members should need more to save more!

  • Highly competitive rates for all term lengths. Save longer, earn more!
  • Standard Terms from 6 months to 5 years
  • Minimum opening balances as low as $250
  • Certificate deposits can be made in standard accounts and tax-advantaged retirement accounts
  • Federally insured by the National Credit Union Administration (NCUA) up to a total of $250,000 for any Certificate(s) set up under the same ownership
  • Dividends are compounded daily and paid monthly. Dividend earnings can be transferred to another account for immediate use or credited back to the certificate for even more savings.
Current rates as of

  Min Deposit

APY*
*APY = Annual Percentage Yield