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Coastal's Rate Advantage Secured Visa is perfect for members who need help building their credit. Enjoy all of the benefits of a Coastal Visa credit card: online access with email alerts, zero liability if your card is stolen, accident insurance and more.
Home Equity Loans - Use the equity in your home to pay for college expenses, pay off debt, pay for home repairs, and more! Go Green Checking - Get rewarded for the things you do every day. Earn 2.51% APY simply for using your debit card. Giving Back - Quantifyng Coastal's value to Members.

Rate Advantage Secured Visa

Great Introductory Offer and Everyday Rates

  • As low as 16.00%1
  • No annual fee or penalty rate
  • Minimum Payment of 3%

More Security and Access

  • Start building a healthy credit score with Coastal's Rate Advantage Secured Visa. Our Secured Visa works like any other credit card, but requires a deposit in a "collateral savings account" at Coastal. You will still need to make monthly payments toward any balance you accrue as with any credit card.

  • Complimentary Visa Benefits: Visa Roadside Assistance and Auto Rental Collision Damage Waiver. Find detailed information in the Rate Advantage Guide to Benefits.

  • Each time you use your Coastal credit card, we donate one cent to the Coastal Federal Credit Union Foundation. The Foundation provides financial support to non-profit organizations in the Triangle area. We have supported initiatives that help the financially vulnerable, increase financial literacy and alleviate food insecurity.
  1. This ANNUAL PERCENTAGE RATE (APR) will vary with the market based on the Prime Rate. Normal credit approval applies.

Visa Credit Card Disclosures