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Earn 3x points on gas purchases at the pump, 2x on grocery and warehouse store purchases, and 1x on all other purchases with no limit on how much you can earn!
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Signature Premier Rewards

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Earn Cash Back Rewards

  • Earn 3x points on gas purchases at the pump, 2x on grocery and warehouse store purchases, and 1x on all other purchases with no limit on how much you can earn!1
  • Redeem rewards points for travel, merchandise, gift cards, unique experiences, and cash back. Preview the Share Points program

Great Introductory Offer and Everyday Rates

  • 0.00% APR for first 12 billing cycles on Balance Transfers2
  • As low as 12.00% APR3 on purchases
  • No annual fee or foreign transaction fees
  • Minimum Payment of 2%

More Security and Access

  • Complimentary 24 hour Visa Signature Concierge Service.

  • Other complimentary Visa Benefits: Travel Accident Insurance, Travel and Emergency Assistance, Auto Rental Collision Damage Waiver, Roadside Dispatch, Trip Cancellation & Trip Interruption. Find detailed information in the Premier Rewards Guide to Benefits.

  • Each time you use your Coastal credit card, we donate one cent to the Coastal Federal Credit Union Foundation. The Foundation provides financial support to non-profit organizations in the Triangle area. We have supported initiatives that help the financially vulnerable, increase financial literacy and alleviate food insecurity.

 

 

 

 

  1. Points will be earned on Net New Purchases, which will be your purchases minus returns/credits made on your credit card account. You will earn 3 points per $1 for Net New Gasoline Purchases you make with the card, when paid at the pump (based on Visa Merchant Category Codes 5542). You will earn 2 points per $1 for Net New Supermarket Purchases you make with the card (based on Visa Merchant Category Code 5411) and 2 points per $1 for Net New Warehouse Purchases you make with the card (based on Visa Merchant Category Code 5300). You will earn 1 point per $1 for all other Net New Purchases you make. Signature Premier Rewards Visa Program Rules.
  2. A special balance transfer rate of 0.00% APR applies for 12 months from the account open date. At the end of 12 billing cycles, the transferred balances will migrate to the standard rate qualified for. Fees tied to balance transfers do apply. You may not transfer balances from one Coastal credit card to another, nor can it be used to make a payment on a Coastal loan.
  3. Lowest rate based on Coastal Federal Credit Union's Qualified Loan Program. Your rate may vary and is determined by your credit worthiness. This ANNUAL PERCENTAGE RATE (APR) will vary with the market based on the Prime Rate. Normal credit approval applies.

Visa Credit Card Disclosures