Coastal Credit Union provides personal banking, business banking and loans in North Carolina.

Put Your Home’s Equity to Work!

Fund your home improvements or consolidate debt with up to 100% of your home’s equity!32

Find the Right Mortgage Faster.

From First-Time Homebuyer Mortgages, VA Home Loans, all the way to Jumbo Mortgages, we have the right option for you!

Why Wait? You Could Get Paid Early.

Open Go Green Checking with direct deposit and you could get paid sooner!3 Earn up to 5.00% APY6, enjoy exclusive discounts, and get special perks.

Earn up to 3.00% APY!11

Grow your money faster while staying simple and accessible.

Go Green Checking

Earn more with the best checking account in the Triangle. 

High Yield Savings

Don’t just grow your savings, make them soar. 

Certificates

Lock in a great interest rate and save with confidence. 

Coastal Foundation

We’re dedicated to uplifting our neighbors and communities in North Carolina.

Auto Loans

From new & used, to refinance, we’ve got you covered.1

First-Time Homebuyer

No down payments, low fees, we’re here to guide you through every step.1

Home Equity Line of Credit

Use the equity in your home to get the money you need.1

Signature Premier Rewards Visa

Featuring unlimited cash back, get the credit card that rewards you.1

Membership Benefits

7-7/7 Teller Service

Bank when it’s convenient for you with teller hours from 7 a.m. to 7 p.m. seven days a week. 

Owned by Our Members, Not Wall Street

As a credit union, we’re a not-for-profit cooperative. That means we answer to you, our members...not stockholders. 

Better Rates & Lower Fees

Because we’re member-owned, everything we do goes back to our membership to help you bank better.

Become a Member Today!

Join a community-focused cooperative dedicated to improving your financial well-being.

Award-Winning Service

Durham Magazine: The Best of Durham

Chapel Hill Magazine: Best of Chapel Hill 2024

Triangle Business Journal: Best Place to Work 2025

Digital Banking Wherever You Are

See your account activity in real-time, pay bills, deposit checks, send money to people, and more!2

Download on the App Store Get It On Google Play

We Take Security Seriously

Your security is our priority. We combine advanced technology and robust security measures to protect your financial information across all transactions. From state-of-the-art chip technology in our cards to secure digital payment options and automatic fraud alerts, we ensure your banking experience is safe and seamless.